Tax Calculator
Calculate UK income tax based on your annual salary. Understand your tax bands, tax liability, and net income after tax.
Note: Based on 2024/25 UK tax rates. Does not include National Insurance or other deductions.
UK Tax Year: This calculator uses current UK income tax rates and thresholds for the 2024/25 tax year. Rates and thresholds may change, so always verify with HMRC for the most current information.
What is Income Tax?
Income tax is a tax on your earnings in the UK. The amount you pay depends on how much you earn and which tax band you fall into. Everyone has a personal allowance - the amount you can earn before paying tax.
UK income tax is calculated using a tiered system with different rates applied to different portions of your income. Understanding your tax bands helps you plan your finances and understand your take-home pay.
UK Income Tax Bands (2024/25)
Personal Allowance
£12,570 per year - You don't pay tax on income up to this amount.
Basic Rate: 20%
£12,571 - £50,270 - Most people pay this rate on their taxable income.
Higher Rate: 40%
£50,271 - £125,140 - Higher earners pay this rate on income above the basic rate band.
Additional Rate: 45%
Over £125,140 - The highest earners pay this rate on income above £125,140.
Frequently Asked Questions
What is the personal allowance?
The personal allowance is the amount you can earn each year before paying income tax. For 2024/25, it's £12,570. This allowance may be reduced if you earn over £100,000.
Do I pay tax on all my income?
No, you only pay tax on income above your personal allowance. The first £12,570 of your income is tax-free.
What if I have multiple sources of income?
All taxable income is combined to determine your tax band. Your personal allowance is applied once across all income sources.
Does this include National Insurance?
No, this calculator only shows income tax. National Insurance is calculated separately and has different rates and thresholds.
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