UK Finance Calculators
UK financial calculators using current tax year thresholds and HMRC rules. Calculate VAT, income tax, PAYE, National Insurance, student loans, stamp duty, mortgages, and more.
Financial Calculators
VAT Calculator
Calculate VAT on prices and amounts instantly
Mortgage Calculator
Calculate mortgage payments and affordability
National Insurance Calculator
Calculate UK National Insurance contributions
Employer National Insurance Calculator
Calculate employer NI on salaries and payroll
Payroll Calculator
Calculate payroll, deductions, and net pay
Stamp Duty Calculator
Calculate UK Stamp Duty Land Tax
Tax Calculator
Calculate income tax and tax returns
Compound Interest Calculator
Calculate compound interest in GBP with monthly contributions and growth chart
Loan Calculator
Calculate loan payments and interest
Online Bank Loan Calculator
Calculate bank loan payments and repayments
Free Online Loan Calculator
Free loan payment and interest calculator
Online Loan Payment Calculator
Calculate loan payments online
Online Loan Repayment Calculator
Calculate loan repayment schedules
Bank Loan Percentage Calculator
Calculate bank loan percentages and rates
IBAN Calculator
Validate and generate IBANs
Home Loan Insurance Calculator
Calculate home loan insurance costs
Housing Loan Insurance Calculator
Calculate housing loan insurance
ROI Calculator
Calculate return on investment
Pension Calculator
Estimate pension pot growth with contributions
Interest Calculator
Simple and compound interest on a lump sum in GBP
Student Loan Calculator
UK Plan 2 and Plan 5 repayment estimates
Student Finance Calculator
Student loan repayments by plan and salary
Savings Calculator
See how your savings grow with deposits and interest
Online Savings Calculator
Free online savings calculator in GBP
FIRE Calculator
Financial independence and years to FIRE
Free Retirement Planner
Plan your pension pot and retirement
Free Retirement Calculators
Free UK retirement and pension calculators
Online Retirement Calculator
Online retirement pot projection in GBP
CAGR Calculator Online
Compound Annual Growth Rate online
APY Calculator Online
Annual Percentage Yield from nominal rate
Online Benefits Calculator
Total compensation with benefits
Online Budget Calculator
Plan monthly income and bills with a simple budget
Budget Calculator
Plan a 50/30/20 style monthly household budget
Bond Calculator
Bond price and yield in GBP
NPV Calculator
Net Present Value with cash flows
Net Present Value Calculator
NPV calculator UK
Present Value Calculator
PV of future amount in GBP
Time Value of Money Calculator
TVM: PV, FV, rate, time
TVM Calculator Online
Time value of money online
Online Financial Calculator
Loans, FV and PV in GBP
Financial Calculator Online
Simple and compound interest on a lump sum
Net Worth Calculator Online
Assets minus liabilities
Cash Flow Calculator Online
Inflows and outflows in GBP
Lumpsum Calculator Online
Future value of lump sum
XIRR Calculator Online
IRR for irregular cash flows
ROA Calculator Online
Return on Assets
ROE Calculator Online
Return on Equity
VaR Calculator Online
Value at Risk estimate
Online Annuity Calculator UK
Calculate annuity payments and present value for UK retirement
Financial Calculator Free
Free financial calculations and planning
Financial Calculator
General financial calculator for loans and investments
PV Calculator
Calculate present value of investments
LBTT Calculator
Calculate Land and Buildings Transaction Tax (Scotland)
Mini Budget Calculator
UK mini budget tax and NI calculator
Autumn Statement Calculator
UK Autumn Statement tax calculator
Online Sales Tax Calculator
Calculate sales tax on prices
Late Payment Calculator
Calculate late payment interest and charges
Payslip Tax Calculator
Calculate tax on payslips
CIS Calculator HMRC
Construction Industry Scheme calculator for HMRC
VAT and Margin Calculator
Calculate VAT and margin together
Margin VAT Calculator
Margin and VAT calculations
Margin and VAT Calculator
Calculate margin and VAT
VAT Percentage Calculator
Calculate VAT percentages
VAT Price Calculator
Add or remove VAT from prices
5% VAT Calculator
Calculate 5% reduced rate VAT
Online Paycheck Calculator
Calculate paycheck and take-home pay
Payroll Calculator Net
Calculate net pay from payroll
Easy Payroll Calculator
Simple payroll calculation tool
Free Online Payroll Calculator
Free online payroll calculator
My Payroll Calculator
Personal payroll calculator
US Payroll Calculator
US payroll calculator
Online Pay Calculator
Calculate pay and deductions online
Time Payroll Calculator
Payroll for hourly and time-based pay
Gross Up Payroll Calculator
Gross up net pay to gross amount
Payroll Calculator with Deductions
Payroll with full deductions breakdown
Salary Calculator
Calculate salary and take-home pay
Salary Increase Calculator
Work out pay rise amount and percentage
Take Home Calculator
Calculate take-home pay after tax and NI
Net Income Calculator
Calculate net income after tax
After Tax Calculator
Calculate income after tax
Salary After Tax Calculator
Calculate salary after tax and deductions
Free Tax Calculator
Free UK tax calculator
HMRC Tax Calculator
Tax calculator using HMRC rules
Payslip Calculator
Generate and understand payslips
Pro Rata Salary Calculator
Calculate pro rata salary
Gross to Net Calculator
Convert gross pay to net pay
Net to Gross Calculator
Convert net pay to gross pay
Holiday Pay Calculator
Calculate holiday pay entitlement
Holiday Entitlement When Leaving a Job Calculator
Work out holiday owed when leaving a job
Overtime Calculator
Calculate overtime pay
Dividend Tax Calculator
Calculate UK dividend tax
Bonus Tax Calculator
Calculate tax on bonuses
Car Loan Calculator
Calculate car loan payments
Car Loan Calculator with Balloon
Car loan with balloon payment
Remortgage Calculator
Calculate remortgage costs and savings
Personal Loan Calculator
Calculate personal loan payments
Buy to Let Mortgage Calculator
Calculate buy-to-let mortgage costs
Balloon Payment Calculator
Calculate balloon payments
Amortization Calculator
Loan amortization schedule
Overpayment Calculator
Calculate effect of mortgage overpayments
Reverse Mortgage Calculator
Calculate reverse mortgage options
Home Equity Loan Calculator
Calculate home equity loan amounts
Borrowing Power Calculator
Calculate how much you can borrow
Down Payment Calculator
Calculate down payment and deposit
Loan Percentage Calculator
Calculate loan percentages and APR
Loan Interest Calculator
Calculate loan interest
How Much Can I Borrow Mortgage Calculator
Estimate mortgage borrowing capacity
When Can I Retire Calculator
Calculate when you can afford to retire
How Much Do I Need to Retire UK Calculator
Estimate pension pot needed to retire in the UK
How Much Is Money Worth Now Calculator
Calculate present value of past amounts
Free Loan Payment Calculator
Free loan payment calculator
What are Financial Calculators?
UK financial calculators are specialised tools designed to help individuals and businesses make informed financial decisions using current UK tax year thresholds and HMRC rules. These calculators can perform complex financial calculations that would be time-consuming or error-prone to do manually, such as calculating mortgage payments, UK tax obligations, VAT, PAYE, National Insurance contributions, student loan repayments, and stamp duty.
Whether you're planning to buy a home, manage your payroll, calculate taxes, or understand your investment returns, financial calculators provide accurate results instantly. They help you understand the financial implications of your decisions before you commit, making them essential tools for financial planning and budgeting.
Our collection of financial calculators covers all major areas of personal and business finance, from basic calculations like VAT and tax to complex scenarios like mortgage affordability and investment planning.
Frequently Asked Questions
What financial calculations can I perform with these calculators?
Our financial calculators cover mortgages, loans, taxes (including VAT and income tax), payroll, investments, and more. Each calculator is designed for specific financial scenarios to provide accurate, relevant results.
Are these calculators accurate for UK tax and financial regulations?
Our UK-specific calculators (like VAT, National Insurance, and Stamp Duty) are designed to reflect current UK tax rates and regulations. However, tax laws change frequently, so always verify with official sources or a tax professional for important decisions.
Can I use these calculators for business purposes?
Yes, many of our calculators are suitable for business use, including payroll calculators, VAT calculators, and business tax calculators. They can help with invoicing, payroll management, and tax planning.
Do I need to create an account to use these calculators?
No, all our financial calculators are completely free to use and require no registration or account creation. Simply select the calculator you need and start calculating.