UK Finance Calculators

UK financial calculators using current tax year thresholds and HMRC rules. Calculate VAT, income tax, PAYE, National Insurance, student loans, stamp duty, mortgages, and more.

Financial Calculators

VAT Calculator

Calculate VAT on prices and amounts instantly

Mortgage Calculator

Calculate mortgage payments and affordability

National Insurance Calculator

Calculate UK National Insurance contributions

Employer National Insurance Calculator

Calculate employer NI on salaries and payroll

Payroll Calculator

Calculate payroll, deductions, and net pay

Stamp Duty Calculator

Calculate UK Stamp Duty Land Tax

Tax Calculator

Calculate income tax and tax returns

Compound Interest Calculator

Calculate compound interest in GBP with monthly contributions and growth chart

Loan Calculator

Calculate loan payments and interest

Online Bank Loan Calculator

Calculate bank loan payments and repayments

Free Online Loan Calculator

Free loan payment and interest calculator

Online Loan Payment Calculator

Calculate loan payments online

Online Loan Repayment Calculator

Calculate loan repayment schedules

Bank Loan Percentage Calculator

Calculate bank loan percentages and rates

IBAN Calculator

Validate and generate IBANs

Home Loan Insurance Calculator

Calculate home loan insurance costs

Housing Loan Insurance Calculator

Calculate housing loan insurance

ROI Calculator

Calculate return on investment

Pension Calculator

Estimate pension pot growth with contributions

Interest Calculator

Simple and compound interest on a lump sum in GBP

Student Loan Calculator

UK Plan 2 and Plan 5 repayment estimates

Student Finance Calculator

Student loan repayments by plan and salary

Savings Calculator

See how your savings grow with deposits and interest

Online Savings Calculator

Free online savings calculator in GBP

FIRE Calculator

Financial independence and years to FIRE

Free Retirement Planner

Plan your pension pot and retirement

Free Retirement Calculators

Free UK retirement and pension calculators

Online Retirement Calculator

Online retirement pot projection in GBP

CAGR Calculator Online

Compound Annual Growth Rate online

APY Calculator Online

Annual Percentage Yield from nominal rate

Online Benefits Calculator

Total compensation with benefits

Online Budget Calculator

Plan monthly income and bills with a simple budget

Budget Calculator

Plan a 50/30/20 style monthly household budget

Bond Calculator

Bond price and yield in GBP

NPV Calculator

Net Present Value with cash flows

Net Present Value Calculator

NPV calculator UK

Present Value Calculator

PV of future amount in GBP

Time Value of Money Calculator

TVM: PV, FV, rate, time

TVM Calculator Online

Time value of money online

Online Financial Calculator

Loans, FV and PV in GBP

Financial Calculator Online

Simple and compound interest on a lump sum

Net Worth Calculator Online

Assets minus liabilities

Cash Flow Calculator Online

Inflows and outflows in GBP

Lumpsum Calculator Online

Future value of lump sum

XIRR Calculator Online

IRR for irregular cash flows

ROA Calculator Online

Return on Assets

ROE Calculator Online

Return on Equity

VaR Calculator Online

Value at Risk estimate

Online Annuity Calculator UK

Calculate annuity payments and present value for UK retirement

Financial Calculator Free

Free financial calculations and planning

Financial Calculator

General financial calculator for loans and investments

PV Calculator

Calculate present value of investments

LBTT Calculator

Calculate Land and Buildings Transaction Tax (Scotland)

Mini Budget Calculator

UK mini budget tax and NI calculator

Autumn Statement Calculator

UK Autumn Statement tax calculator

Online Sales Tax Calculator

Calculate sales tax on prices

Late Payment Calculator

Calculate late payment interest and charges

Payslip Tax Calculator

Calculate tax on payslips

CIS Calculator HMRC

Construction Industry Scheme calculator for HMRC

VAT and Margin Calculator

Calculate VAT and margin together

Margin VAT Calculator

Margin and VAT calculations

Margin and VAT Calculator

Calculate margin and VAT

VAT Percentage Calculator

Calculate VAT percentages

VAT Price Calculator

Add or remove VAT from prices

5% VAT Calculator

Calculate 5% reduced rate VAT

Online Paycheck Calculator

Calculate paycheck and take-home pay

Payroll Calculator Net

Calculate net pay from payroll

Easy Payroll Calculator

Simple payroll calculation tool

Free Online Payroll Calculator

Free online payroll calculator

My Payroll Calculator

Personal payroll calculator

US Payroll Calculator

US payroll calculator

Online Pay Calculator

Calculate pay and deductions online

Time Payroll Calculator

Payroll for hourly and time-based pay

Gross Up Payroll Calculator

Gross up net pay to gross amount

Payroll Calculator with Deductions

Payroll with full deductions breakdown

Salary Calculator

Calculate salary and take-home pay

Salary Increase Calculator

Work out pay rise amount and percentage

Take Home Calculator

Calculate take-home pay after tax and NI

Net Income Calculator

Calculate net income after tax

After Tax Calculator

Calculate income after tax

Salary After Tax Calculator

Calculate salary after tax and deductions

Free Tax Calculator

Free UK tax calculator

HMRC Tax Calculator

Tax calculator using HMRC rules

Payslip Calculator

Generate and understand payslips

Pro Rata Salary Calculator

Calculate pro rata salary

Gross to Net Calculator

Convert gross pay to net pay

Net to Gross Calculator

Convert net pay to gross pay

Holiday Pay Calculator

Calculate holiday pay entitlement

Holiday Entitlement When Leaving a Job Calculator

Work out holiday owed when leaving a job

Overtime Calculator

Calculate overtime pay

Dividend Tax Calculator

Calculate UK dividend tax

Bonus Tax Calculator

Calculate tax on bonuses

Car Loan Calculator

Calculate car loan payments

Car Loan Calculator with Balloon

Car loan with balloon payment

Remortgage Calculator

Calculate remortgage costs and savings

Personal Loan Calculator

Calculate personal loan payments

Buy to Let Mortgage Calculator

Calculate buy-to-let mortgage costs

Balloon Payment Calculator

Calculate balloon payments

Amortization Calculator

Loan amortization schedule

Overpayment Calculator

Calculate effect of mortgage overpayments

Reverse Mortgage Calculator

Calculate reverse mortgage options

Home Equity Loan Calculator

Calculate home equity loan amounts

Borrowing Power Calculator

Calculate how much you can borrow

Down Payment Calculator

Calculate down payment and deposit

Loan Percentage Calculator

Calculate loan percentages and APR

Loan Interest Calculator

Calculate loan interest

How Much Can I Borrow Mortgage Calculator

Estimate mortgage borrowing capacity

When Can I Retire Calculator

Calculate when you can afford to retire

How Much Do I Need to Retire UK Calculator

Estimate pension pot needed to retire in the UK

How Much Is Money Worth Now Calculator

Calculate present value of past amounts

Free Loan Payment Calculator

Free loan payment calculator

What are Financial Calculators?

UK financial calculators are specialised tools designed to help individuals and businesses make informed financial decisions using current UK tax year thresholds and HMRC rules. These calculators can perform complex financial calculations that would be time-consuming or error-prone to do manually, such as calculating mortgage payments, UK tax obligations, VAT, PAYE, National Insurance contributions, student loan repayments, and stamp duty.

Whether you're planning to buy a home, manage your payroll, calculate taxes, or understand your investment returns, financial calculators provide accurate results instantly. They help you understand the financial implications of your decisions before you commit, making them essential tools for financial planning and budgeting.

Our collection of financial calculators covers all major areas of personal and business finance, from basic calculations like VAT and tax to complex scenarios like mortgage affordability and investment planning.

Frequently Asked Questions

What financial calculations can I perform with these calculators?

Our financial calculators cover mortgages, loans, taxes (including VAT and income tax), payroll, investments, and more. Each calculator is designed for specific financial scenarios to provide accurate, relevant results.

Are these calculators accurate for UK tax and financial regulations?

Our UK-specific calculators (like VAT, National Insurance, and Stamp Duty) are designed to reflect current UK tax rates and regulations. However, tax laws change frequently, so always verify with official sources or a tax professional for important decisions.

Can I use these calculators for business purposes?

Yes, many of our calculators are suitable for business use, including payroll calculators, VAT calculators, and business tax calculators. They can help with invoicing, payroll management, and tax planning.

Do I need to create an account to use these calculators?

No, all our financial calculators are completely free to use and require no registration or account creation. Simply select the calculator you need and start calculating.