Payroll Calculator
Calculate your payroll including gross pay, income tax, National Insurance, pension contributions, and net pay. Perfect for UK employees and employers.
Note: Calculations based on 2024/25 UK tax rates. Actual deductions may vary.
What is a Payroll Calculator?
A payroll calculator helps you calculate your take-home pay after deductions including income tax, National Insurance, and pension contributions. It's essential for understanding your net pay and planning your finances.
Our payroll calculator uses current UK tax rates and thresholds to provide accurate estimates of your net pay, helping you understand how much you'll actually receive after all deductions.
How to Use the Payroll Calculator
- Enter annual salary: Input your gross annual salary before any deductions.
- Enter pension contribution: Input your pension contribution percentage (typically 3-8% in the UK).
- Calculate: Click "Calculate Payroll" to see your net pay and all deductions.
Understanding Your Payroll
Gross Pay
Your total salary before any deductions. This is the amount agreed in your employment contract.
Income Tax
Tax deducted based on your income tax band. Rates are 20% (basic), 40% (higher), and 45% (additional rate).
National Insurance
Class 1 employee National Insurance contributions deducted from your salary to fund state benefits.
Net Pay
Your take-home pay after all deductions. This is the amount that will be paid into your bank account.
Frequently Asked Questions
What deductions are included?
This calculator includes income tax, National Insurance, and pension contributions. It doesn't include student loan repayments, union fees, or other voluntary deductions.
Are the tax rates accurate?
Rates are based on 2024/25 UK tax year. Tax rates and thresholds may change each tax year, so always verify with HMRC for the most current rates.
What about student loans?
Student loan repayments are not included in this calculator. If you have a student loan, additional deductions will apply based on your repayment plan.
Can I use this for self-employed income?
This calculator is designed for employed individuals. Self-employed individuals pay Class 2 and Class 4 National Insurance and calculate tax differently.
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<p>Calculator: <a href="https://onlinecalculator.co.uk/finance/payroll-calculator" target="_blank">Payroll Calculator</a> - OnlineCalculator.co.uk</p>APA Style Citation:
OnlineCalculator.co.uk. (2025). Payroll Calculator. Retrieved from https://onlinecalculator.co.uk/finance/payroll-calculatorNote: This calculator is free to use and reference. No permission required for educational or commercial citation.