What is time value of money?

Time value of money means a pound today is worth more than a pound in the future, because you can invest it. PV and FV calculations reflect this.

Time Value of Money Calculator

Solve for future value from present value, rate and time. UK, GBP.

Present value (£)

Annual rate (%)

Years

Time value of money

Money today is worth more than the same amount later, because it can earn interest. FV = PV × (1 + r)^n. Use this to see how much a sum could grow.

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